Since ownership is only transferred at the end of the contract, lease purchase plans offer the seller more protection than other methods of selling or renting unsecured items. This is due to the fact that items can be picked up more easily if the buyer is not able to track refunds. Unless all these requirements are included in the agreement, the agreement itself may not be applicable. Companies that need expensive machinery — like construction, manufacturing, facility rental, printing, road freight, transportation, and engineering — can use leases, as well as startups that have few collateral to set up lines of credit. Rent to Own agreements are also excluded from the Leases Act in the Lending Act, as they are considered leases and not a credit extension. .